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Wealth 
Wealth is the total value of everything you own—like money, property, gold,  and investments—minus what you owe.

For instance, if you have a house worth ₹50 lakh, ₹10 lakh in savings, and you  owe ₹5 lakh in loans, your wealth is ₹55 lakh.

How to Understand :  

Wealth shows how strong your finances are, not just the cash you have in the bank .

Importance :

It indicates your long-term financial security and stability.
Wealth helps you achieve future goals, like buying a home or saving for retirement.
It protects you against emergencies, giving you a safety net.
Having wealth is essential for building financial stability for future generations.

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