ATM

Definition:

An ATM (Automated Teller Machine) is an electronic banking machine that  enables customers to perform transactions like withdrawing cash, depositing money, or

checking account balances without visiting a bank branch.

Example:

Ramesh uses his SBI debit card at an HDFC Bank ATM to withdraw ₹2,000,  which is securely deducted from his account.

How to use an ATM:

1. Insert your ATM card into the machine.
2. Enter your secure PIN to access your account.
   
3. Choose the transaction type (withdrawal, deposit, balance inquiry).
   

Important Notes:

• Most banks in India provide ATM cards to their account holders.
• You can perform several transactions, but there may be fees after a limited number of free transactions. 
• ATMs can be used at any bank, not just your own.
  
• Always protect your PIN and report any lost cards immediately.